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Field guides for Florida boards
Plainspoken pieces on reserve studies, SIRS, milestone inspections, and the post-Surfside Florida statutes.
Component-based vs cash-flow funding methods
Reserve studies fund one of two ways: component (straight-line) or cash-flow. The difference changes your contributions and your risk. Here is how each works.
July 13, 2026 · 4 min read
Florida SIRS requirements after SB 4-D: what every board needs to know
After Surfside, Florida law added a structural integrity reserve study requirement for taller condo and co-op buildings. Here is what a board needs to understand and where to start.
July 13, 2026 · 4 min read
How often to update a reserve study
A reserve study is a living document, not a one-time purchase. Here is how often to update one, when to update early, and why a stale study quietly puts a board at risk.
July 13, 2026 · 4 min read
Using the SIRS Reserve Planner as a sanity check before commissioning a real study
Before a Florida board pays for a full engineering-backed reserve study, a free calculator can give it a rough structural reserve picture. Here is how to use it well and where its limits are.
July 13, 2026 · 4 min read
What's actually in a reserve study
A reserve study is more than a savings target. Here is what the document actually contains, who prepares it, and how a board should read it.
July 13, 2026 · 4 min read